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Recession Waffles into 2010 from Main Street to Deep
Water Ports
By Rod Hirsch
Jerry Bertekap has not seen anything like this since
he bought O’Johnnie’s Hallmark on Westfield Avenue
in Clark about the time President Gerald Ford was
trying to convince Americans to “Whip Inflation
Now,” a snappy slogan popularized on lapel buttons
that did little to encourage savings or reign in
runaway spending.
It was a bad economy in 1976. Ford’s WIN buttons
symbolized a lame attempt at
rallying the grass roots. They were reviled and
ridiculed, with detractors and pundits
wearing the buttons upside down so they read “NIM,”
suggesting the acronym stood
for “No Immediate Miracles.”
As bad as it was then for Bertekap – it was a tough
start, having to lay off employees just a few months
after he took over the business – nothing compares
to this past year when he experienced double-digit
losses for 13 straight months.

The
lines of customers at O’Johnnie’s Hallmark in Clark
are just now starting to back up after 13 months of
slower sales during the recession.
Bertekap no longer stocks the $1,800 Hummel
figurines. He has replaced the high-end collectibles
with cheaper gift items, priced $50 and under. His
line of greeting cards has pulled him through the
past year, and he credits a loyal customer base.
“It was discouraging when I first opened, but
nothing like what it is now,” Bertekap said. “I
never had a double-digit decrease in my sales until
September of 2008 (and)
that lasted for about one year, a continuous
decrease every month of double-digit losses. Then
finally it stopped going down in October after 13
months. It was 1 percent but it looks like it will
be up 2 percent in November. I’m very happy with
that.”
Going forward, however, the store owner is concerned
that customers will not buy as much or as often and
when they reach for their wallet will not pull out
their credit card.
“The question in my mind (is), is this a permanent
change in people’s buying habits?” he asked. “Are
they now saving more money and not spending as much
or not buying as much on credit? This is the first
time I saw people not buying as much on credit.
People are buying with cash. The percentage has gone
up and credit sales have gone down. People are not
hanging themselves and going out on a limb.”
Mike Raimonde, senior vice president of retail
banking for Provident Bank, agrees that consumers’
buying habits have changed, perhaps for a long time.
“These are very unusual times,” he said. “People are
saving and not spending despite low interest rates.
The behavior of the consumer has changed drastically
and that is something that will not be changed
(back) overnight. They are saving more and spending
less and that will be around for quite some time.
“The use of credit cards has significantly
decreased. Merchants are getting approvals back
immediately when they run credit cards. It used to
be you’d have to wait and wait for approvals (but)
that’s not the case anymore. That shows that no one
is using them.”
The recession also has meant fewer ships and fewer
containers arriving from Europe, the Far East and
the Mediterranean at the New York Container
Terminals on Staten Island. Frank Scollo, vice
president of administration at the container and
cargo handling facility, estimates there has been a
20 percent drop in volume.
By adjusting work schedules, the terminal has
averted layoffs. The expansive complex in the
shadows of the Outerbridge Crossing has three
deepwater piers for container ships and employs 500
longshoremen and 75 administrative and support
staff. The facility handles an average of 32 ships
per month, loading and unloading.
“People aren’t buying as much, manufacturers and
retailers have cut back on inventory, so people
aren’t shipping as much,” Scollo explained, even
though the weak American dollar has meant American
exports are far outweighing imports.
Scollo still sees rough water ahead for his sector
in 2010. “The later part of the third quarter and
what we’ve seen in the fourth quarter, volume has
improved compared to
previous months this year,” he said. “We attribute
that to the Christmas season but
volume is expected to go back down into January.
“There’s not a real recovery that’s going to happen
in the next few months, maybe well into 2010. We’re
not calling for it to happen in the next four-to-six
months. Based on talks with our steamship lines,
they are consolidating their business, as well. In
the first four months of the year, two of our
steamship lines will be combining into one and we
will lose one vessel a week.”
The recession has been a double-edged sword for
Solar Compounds, the Linden manufacturer that
supplies the wire and cable industry with coatings
and other materials.
“The economy has been a real challenge for us the
last couple of years,” said Joe Barbanel, executive
vice president. “Our customers in the United States
and overseas have been seriously impacted. There’s
been a cutback in orders, people are changing their
payment patterns, it’s what you would expect from a
slowdown.”
However, that has created opportunity for the small
company, which employs 24
people.
“We have seen a couple of advantages, as well,”
Barbanel said. “People are more willing to take a
look at new products or engage in evaluation of new
vendors looking to address costs. In the larger
companies the R&D (research and development)
departments have been severely cut back or
eliminated. That’s to the advantage of a small
innovative company willing to entertain a research
project even if the initial market potential is
small because it might grow.
“As more and more of our larger competitors cut back
on R&D it gives us greater opportunities in some of
those areas.”
As a result, Barbanel is optimistic that Solar
Compounds is well positioned to move
forward in 2010.
“The markets we do serve, the wire and cable people,
are part and parcel of delivering electrical power
from point of generation to the ultimate user,” he
explained. “As more innovation takes place to
generate electricity to bring it from a windmill or
some other source to the marketplace, we have more
opportunities through the anticipated growth of our
user-based business customers. There is a positive
side to the downside.
“We’re cautiously optimistic for 2010 based in large
part on the work and research that was started in
2004 and 2005. Because of the type of business we
are in, there is a very long lead time from the time
a sample is presented to a potential customer until
the opportunity for commercialization of any of
those materials. Many of the projects we’re
anticipating being continued in 2010 were being
defined and pursued four and five years ago.”
Complexity and slowly developing trends are two of
the trademark traits of any economic turndown and
eventual rebound, and that is true of the current
recession, according to Raimonde. “Current market
conditions are setting the stage for a challenging
2010, not just for the banking industry but for
businesses and the communities that we serve,” the
banker said.
Provident is a community bank with 80 offices in
northern and central New Jersey that caters to
consumers and small and medium-size companies.
“One of the biggest challenges we have to face is to
pull out of the recession without
triggering an inflationary cycle,” Raimonde said.
“Everything rests on unemployment. We have to get
that lowered. Once people feel more confident about
their financial condition and their jobs, that will
stimulate more jobs and the economy.”
Raimonde is heartened by some of the economic news
that came out in December: unemployment dropped
significantly and home foreclosures dipped for the
fourth straight month.
“All the reports recently have been quite
encouraging,” he said.
Bertekap does not expect to be selling any expensive
Hummels any time soon, but he is optimistic
nevertheless.
“It’s getting better but very slowly,” he said.
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Wanted –
Businesses to Fight Crime
By Karen Miller
They wear no capes or leap tall buildings. They have
no sexy monikers such as Dynamic Duo, Fantastic Four
or League of Extraordinary Gentlemen. There has been
no movie made about their exploits.
They wear suits or stock shelves in both real life
and as crime-fighting heroes. And they help put bad
guys in jail.
They are Crime Stoppers.
Crime Stoppers, Inc., is a volunteer community
support organization run by members of the local
business community that aids local police agencies
and the Union County prosecutor’s office by offering
rewards for tips that lead to the arrest of
criminals.
The Union County program has a 30-year history and
is affiliated with Crime Stoppers International, an
association of more than 1,200 Crime Stoppers
programs throughout the world, including chapters in
the United States, Europe and Asia.
Union County Crime Stoppers was first organized in
1979 to locate the murderers of a Hillside police
patrolman, Anthony Lordi, who was shot at an eatery
in a robbery attempt. When no leads on the police
officer’s killers had been found after several
months, local businessmen banded together to raise
reward money for information leading to the
assailants’ arrest, according to Vito Gagliardi, one
of the founding members of the organization.
Gagliardi has been active in the group ever since
and currently serves as vice president.
The purpose of Crime Stoppers is to generate tips to
assist police in solving crimes such as homicides,
sexual assaults, drug trafficking and robberies. The
group also solicits tips about crimes that are still
in the planning stages. This year alone more than 40
phone calls have come across the tip line, several
which have led to arrests.
“Crime Stoppers doesn’t just help us solve crimes,
it has helped us prevent them, too,” said Union
County Prosecutor Ted Romankow. “Crime Stoppers is
extremely useful to us in providing us names and
locations of criminals we would not have found as
easily in other ways.”
All the local police departments in Union County
support the program and Crime Stoppers members also
have helped to start similar programs in other
areas, including
Somerset County.
Reward money is raised through fundraisers and
donations from both private citizens and local
businesses. Individual rewards of up to $5,000 are
made for a tip that leads to a successful arrest.
“People in this area are very familiar with the
program and we receive a lot of support from the
businesses in the area,” says Ron Positin, a local
businessman and current president of Crime Stoppers.
Positin also is a founding member.
While the rewards are an important component of the
program and are sometimes the motivating factor in
an informant making a phone call, not every person
who reports a tip to Crime Stoppers accepts the
reward.
“Some citizens simply provide information because
they want to keep the streets safe and to do the
right thing,” Positin says.
A person wishing to make a tip can call the Crime
Stoppers hotline at 908-654-TIPS (8477) seven days a
week, 24 hours a day. Anonymity is guaranteed.
Callers are given an identification number which
they can later use to anonymously collect their
reward.
A listing of wanted alleged criminals and their
crimes also can be found at www. unioncountynj.org/Prosecutor/crimestoppers.html.
While the Crime Stoppers focus is on generating tips
and handling rewards, the program also offers other
benefits.
“We are a supportive group,” according to board
member Victor Richel, chairman of the Richel Family
Foundation and long-time business leader in Union
County. “We support the local police in helping in
the arrest of criminals, and we also support for the
community and the rule of law. I think it’s clear
that we have helped the police and the community
throughout the years.”
Visitors to the Crime Stoppers web site will see the
word “Apprehended” across the faces of several of
the wanted individuals. While certainly not all were
arrested as a result of a Crime Stoppers tip, the
listing is a reflection of the increased
effectiveness of law enforcement agencies when they
are supported by the community.
A memorial service was held December 13 to celebrate
the life of Patrolman Lordi, whose murder first
sparked interest in Crime Stoppers. The assailant
was later apprehended, convicted and sentenced to 40
years in prison. Crime Stoppers has been helping to
fight crime in Union County ever since.
“As a result of his tragic death the organization
was started,” said Romankow. “I think it is in many
ways a lasting memorial to him.”
Donations to the Crime Stoppers program are tax
deductible and can be made to Union County Crime
Stoppers, Inc., c/o Sovereign Bank, 246 South
Avenue, Fanwood,
New Jersey 07023.
Top

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Shutting down the sales
country club

By Andy Gole
Many business owners feel they are building their
businesses, leading a crusade, with a team of
ineffective salespeople. “They’re all order takers,”
they think.
“They don’t bring in new customers.” It’s like
running a race with 100-pound weight on each leg.
How does this happen? Are there no good salespeople?
Why do so many business owners wind up saying, “If
only my sales team would sell the prospects as
strongly as they sold me when I hired them!”
As leaders, business owners and executives need to
accept responsibility for this outcome – to evaluate
why it happened and what could be done differently.
Leading a strong sales team starts with a strong
hiring policy, strong standards and a strong selling
value system.
A fundamental cause of salesperson failure is the
wrong value system – the inability to put business
values before social values. We are all socialized,
with friends and family, to respect psychological
space. For example, if you ask a friend to go to the
last Indiana Jones movie and the friend says no, do
you push back, saying, “But you love Harrison Ford,
you love the Indiana Jones saga, you love period
pieces and you love John Williams music, so, what is
the problem?”
Or do you say, let’s do something else?
In the social sphere it’s generally recognized as
inappropriate behavior to pursue the matter when
declined. In the business sphere if you determine
there is a fit with the prospect you need to find a
way to continue the conversation. This is putting
business values first.
The business owner cited above, complaining about
the salesperson who wouldn’t sell, faces this
scenario:
• The salesperson probably wants prospects to be his
friends. Social values prevail – this is why he
can’t close and many never close the sale.
• The salesperson treats the owner on a business
values basis.
The owner’s challenge is to help salespeople
transfer this business value set to the prospecting
and selling sphere.
When we hire salespeople we want to make sure they
understand this values distinction. We ask for
instances from their life when they acted on this
premise. Further, we offer case histories of
expected business development behavior – for
example, sitting in a waiting room until a buyer
gives you an appointment. We tell salespeople they
need to follow this behavior from the outset.
We are very careful with orientation. A three- to
four-week orientation period, with no selling while
they learn the business, can dull the killer
instinct. Making the salesperson comfortable is a
recipe for failure.
Since we typically need values retraining, from a
social to a business orientation, we are going
against the mainstream culture. We need to offer the
salesperson a strong justification, much stronger
than the economic incentive.
One approach is suggested by Joseph Campbell in
Hero with a Thousand Faces. Campbell studies
hero myths in dozens of cultures over thousands of
years. Heroes are necessary to and celebrated in
every culture and begin their journey by passing the
“first threshold” – the world as we know it, the
world of safety and continuity. For example, think
of Luke Skywalker of Star Wars passing the first
threshold when he leaves with Obi Wan Kenobi.
We need to celebrate salespeople as heroes, because
they:
1) Pace change, making it happen faster; and
2) Shift the buyer’s paradigm from commodity to
consultative buying.
In order to do these things, they must pass the
first threshold – putting business over social
values.
Do you embrace, teach and celebrate the hero culture
in your firm?
This is essential to shutting down the sales country
club and achieving exponential sales growth, even in
declining markets.
© Bombadil LLC 2009
Andy Gole has taught selling skills
for 13 years. He started three businesses and has
made approximately 4,000 sales calls, selling both
B2B and B2C. He invented a selling process, Urgency
Based Selling ®,
with which he can typically help companies double
their closing or conversion ratio. Learn more about
Andy’s method at www.bombadilllc.com or by calling
him at 201.415.3447.






Mark Twain once advised, “Buy land, they’re not
making anymore.” It was a simple strategy in the
19th century, but today, choosing the right location
for a business is a bit more complicated.
Public Service Electric & Gas Company (PSE&G) has
been helping businesses make
those decisions since 1929. Through expertise,
experience and relationships PSE&G helps the
business community to prosper and grow and New
Jersey to enjoy the associated benefits, including
employment, community investment and taxes.

Solar power promotion and
assistance is one of the area development services
offered to businesses and communities by PSE&G.
“We provide assistance to companies that are looking
to move or to grow in New Jersey,” said Timothy
Comerford, manager of area development at PSE&G.
PSE&G provides a variety of area development
services through different channels. PSEG Area
Development LLC provides cost-free services and
expertise in demographics, taxes, labor,
transportation, incentives, permitting and
regulation.
PSEG SiteFinders LLC offers expert site location
assistance to businesses and industries, including
negotiation services through alliances with some of
the state’s most successful real estate brokerage
firms.
PSEG Economic Development Services LLC provides
unique products and expert consultation on state and
local incentives, financing, utility rates and
environmental regulations. These services are
tailored to the specific needs of each client
company, including corporate relocation,
engineering, due diligence, environmental issues,
incentive packaging and financial products and
services.
Considering attributes New Jersey offers businesses
as well as current business trends, PSE&G targets a
variety of key industries that are critical to the
state’s economy, including: financial services,
pharmaceutical and biotech, warehousing, food
processing, electronics, research and development,
consumer products and information communication
technology, such as mission critical facilities.
“We also work very closely with many local, county
and state economic development authorities (EDAs),
including the New Jersey EDA,” Comerford said.
“While we provide support in all economic climates,
especially in lean times it’s better to work
together and combine resources.”
Projects throughout the state that PSE&G has
supported include the New Jersey’s Portfields
initiative and Innovation Zones, Advantage Newark,
New Jersey Gold Coast, New Jersey Brainpower and New
Jersey Moves.
Comerford is cautiously optimistic about the state’s
future as the economy recovers from the recession
but enthusiastic about PSE&G’s role in that
recovery.
“We still have major challenges ahead,” he said. “We
have to become more business-friendly and continue
to grow. We’ll provide input to the Christie
transition team. We’ll
continue to work closely with EDAs and identify
critical issues and with groups such as CoreNet NJ
and the New Jersey Smart Growth Coalition to address
their concerns. And we’ll try to put New Jersey in
position to attract green jobs. We are already
partnering with solar manufacturers and wind turbine
manufacturers and installers and have worked with
the state to put a plan in position to support these
firms.”
To learn more about PSE&G area development services,
visit www.locationnj.com. Public Service Electric
and Gas Company (PSE&G) is New Jersey’s oldest and
largest regulated gas and electric delivery utility,
serving nearly three-quarters of the state’s
population. PSE&G is a subsidiary of Public Service
Enterprise Group Incorporated (PSEG) (NYSE:PEG, a
diversified energy company (www.pseg.com).



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Inside Views
Don’t Sidestep the Voters
Back in the mid-1990s when I was working at the New
Jersey Board of Public Utilities, there were three
commissioners, two Republicans and one Democrat. The
Democrat had been appointed by Gov. Florio and had
gained great experience in utility matters by being
a high school basketball coach. One of the
Republicans, also appointed by Florio, had run a
restaurant. The other guy was just a mediocre lawyer
who needed a job and was appointed by Gov. Whitman.
These guys had three jobs among the most important
in the state. Their decisions affected billions of
dollars of economic activity. I have always found it
amazing that the lights stay on given the
qualifications of the people running the show. I
spend more time checking the credentials of my
plumber than the state spends on most of its
appointees.
Few people notice who gets appointed to the boards,
authorities and commissions that abound around New
Jersey. There are specialty boards, regulatory
boards, promotional boards, water boards, sewer
boards, etc. There are statewide boards, regional
boards and local boards. There are important boards
and unimportant boards. Some board members get paid,
some do not.
The governor has the authority to appoint thousands
of people to all these boards. It is one of the
greatest sources of political patronage, and unlike
the state payroll jobs, these appointments are
generally made without much public knowledge or
oversight. It is a truly insider game that is being
played.
As he prepares to leave office, Gov. Corzine has
submitted 180 names for a myriad of boards to the
Senate for confirmation. These range from the Board
of Public Utilities to the board of directors of
Horizon Blue Cross and Blue Shield to the New Jersey
Maritime Pilot and Docking Pilot Commission.
While it is fairly common for outgoing governors to
grant a few last favors, the magnitude of the
Corzine appointments is really beyond the pale. The
move is a cynical attempt to place as many poison
pills around the state as possible, rather than an
attempt to pay off a few old friends.
At the Board of Public Utilities, which I view as
the most important of all the regulatory agencies,
Gov. Corzine’s nomination of Ken Esser as a
commissioner will ensure that the Democratic party
maintains control of the board until 2012 with a
three-to-two majority. Now, while Mr. Esser may be
the most qualified nomination to come along in a
long time, this breaks the time-honored tradition of
allowing the party in control of the Statehouse to
control the levers of government.
So
why is this important? Is tradition all there is to
this argument?
When we elect a new governor, we expect him to be
able to govern. That is why the team at the top
changes. We get all new cabinet officers and
appointments several layers down in the different
state agencies. This way new policies can be
implemented.
However, when you have all these authorities, which
actually have authority to do things, you cannot
implement a policy agenda if the other side retains
control. It basically undermines the election
result. It is a poison pill.
A much better system would be to get rid of most of
these appointed bodies and bring these
semiautonomous groups back under the direct control
of the state.
In the near term, however, Gov. Corzine should stop
this shenanigan. He should withdraw these
last-minute appointments and allow his successor,
Chris Christie, a chance to do what he was elected
to do – govern.
James Coyle
President
Copyright
James Coyle 2009
Top



Where
the Chamber Stands...
Happy New Year to Us All
The residents, employees and businesses of New
Jersey received an early holiday gift December 7
when the state Legislature wrapped up fiscal
responsibility and placed it under the tree in
Trenton. The day that has lived in infamy this year
became a day of unparalleled political consensus in
a state where those two words are not frequently
joined.
The Assembly passed a proposal for an amendment to
the state’s constitution “requiring contributions
collected from assessments on wages to be used for
employee benefits and prohibiting use of the
contributions for any other purpose.” Essentially,
the amendment will ban future state leaders from
raiding the Unemployment Insurance Trust Fund (UI),
the Temporary Disability Insurance Benefit Fund (TDI)
and various other workers’ compensation funds for
reasons other than their intended purpose.
The unemployment fund, which is financed by both
employees and employers and guarantees benefits for
out-of-work state residents, is dangerously low due
to the practice by past and present administrations
of dipping into its coffers to pay for other
expenses. About $5 billion has been diverted from
the fund since 1992, most used to fund charity care,
which mandates that New Jersey hospitals provide
medical care for all patients even if they are
uninsured.
This unemployment fund shortfall has led New Jersey
to borrow $800 million from the federal government
to cover its obligations and in July the state’s
250,000 businesses were hit with an additional
payroll tax of $90 per employee when the fund’s
level dropped to a point that triggers the automatic
tax.
If passed by New Jersey voters in November, this
amendment will stop the raiding, which is good for
employees, employers and the state’s taxpayers, who
ultimately pay for New Jersey’s debt.
What is remarkable about the bill – SCR-60 in the
Senate and ACR-134 in the Assembly – is the sweeping
support it has received from nearly every sector.
The bill’s six primary sponsors were split evenly
between Democrat and Republican and the measure
passed the Senate and Assembly by votes of 38-0 and
77-0, respectively. The measure was supported by the
New Jersey Chamber of Commerce and New Jersey
Business & Industry Association as well as labor
groups.
Earlier this year one of the bill’s primary
sponsors, Sen. Stephen Sweeney (D-3), said,
“These programs were created as safety nets for
difficult economic times. Yet, time and time again,
public officials have resorted to one-shot gimmicks
to transfer surplus from these funds to plug holes
in the State Budget.”
Another primary sponsor, Sen. Thomas Kean (R-21),
offered, “It is critical that we work
to safeguard the funds that help unemployed and
underemployed workers cope with tough times. It’s
only fair that we meet the promise to workers taxed
to pay for these benefits.”
Added the New Jersey AFL-CIO, “At the heart of this
issue is a desire to interject fiscal discipline
into the budgetary process.”
Fiscal discipline should be at the top of the New
Year’s resolution list for every resident and
business in New Jersey. While the state’s
constitution mandates that the governor and
Legislature balance the budget each year, there has
been too much wiggle room on how that is achieved.
State leaders have been not only dipping into the
unemployment fund; everything from the state pension
to the Shore Protection Fund has taken a beating in
one way or another over the years.
With the constitutional amendment protecting the
unemployment fund now clear of the
Legislature it will be placed on the ballot with the
next general election in November. One can only
assume voters will pass the measure with enthusiasm
equal to the support it has received to this point.
Yet problems are not so easily solved in New Jersey.
While the amendment will protect the unemployment
fund from future raids and help ensure it solvency,
there will remain the unhealthy issue of funding
charity care.
Under the current charity care plan the state’s
hospitals are reimbursed for charity care at
below-cost rates. This has led to a financial crisis
within the state’s hospitals, a crisis that has
resulted in New Jersey hospitals posting an average
operating margin of just 0.2 percent in 2008, down
from 1.7 percent in 2007, according to the New
Jersey Hospital Association.
More than 40 percent ended 2008 in the red. That is
a trend that bodes very badly for the state’s
hospitals, with more than a dozen already declaring
bankruptcy in the last two years or on the threshold
of doing do.
State leaders next must establish a financially
solvent and fair mechanism for reimbursing hospitals
for charity care and must do so quickly before more
of these institutions become terminal.
Top

Capital Page ...
Ass. Nancy Munoz –
(R-21) Health and Senior Services and
Human Services committees
Making New Jersey Safer and
Healthier
On February 23, 2005, 9-year old Jessica Lunsford
went missing. After 25 days of endless searching,
Jessica was eventually found dead. She had been
kidnapped, raped and murdered by a neighbor and
convicted sex offender.
As a mother of five children, I can only imagine the
pain Jessica’s death caused her parents and family.
Losing a child is awful, but the manner in which
Jessica left us all is too gruesome for anyone to
have to bear. That is why I decided to join the
Lunsford family in their fight to ensure the
protection of our children from sex offenders.
Continuing my late husband and Assemblyman Eric
Munoz’s bill, it is with great hope that I would
like to see the Jessica Lunsford Act passed and made
law in New Jersey. I am the prime sponsor of this
bill and, if passed, a person convicted of sexually
assaulting a minor would receive a mandatory
sentence of at least 25 years in prison. Studies
show that sex offenders have a high rate of
recidivism, so it is imperative that we take the
steps necessary to keep our children safe from these
predators.
Additionally, this bill addresses those individuals
who harbor or conceal sex offenders. An individual
who does not report someone they know is subject to
the registration requirements of Megan’s Law and who
has reason to believe that this person is not
complying with Megan’s Law provisions, he or she
will receive a mandatory three years
imprisonment.
Unfortunately, this law was not in place when
Jessica was murdered. If it were it could
have stopped her untimely death. And still, despite
having more than 65 sponsors and
co-sponsors and both Republican and Democrat
support, it lays in committee awaiting
action. Surely this is common sense legislation, and
I vow to continue fighting for its
passage so that no future families in New Jersey
have to endure what the Lunsford’s did a few years
ago.
Along similar lines, I am also working to defend the
general public from another travesty: drunk driving.
Like sex offenders, the recidivism for drunk driving
is quite high.
This is why Ricci’s Law is needed. If passed,
first-time drunk driving offenders with a Blood
Alcohol Concentration (BAC) of 0.15 or higher and
all repeat offenders would be required to have an
ignition interlock device installed for a period of
six months to three
years after that individual’s driver’s license is
restored. Furthermore, the ignition interlock device
must be installed while that person’s driver’s
license is suspended.
Essentially, an ignition interlock device is a
machine that can be installed in a vehicle that acts
as a breathalyzer. In order for a vehicle equipped
with an ignition interlock device to start, the
driver must blow into it and have his or her BAC
register at or below the programmed BAC. If it is
above, the vehicle will not start.
Like the Jessica Lunsford Act, Ricci’s Law is
another common sense approach to safety.
The bill’s 18 bipartisan sponsors and co-sponsors
are testament to that. As the bill’s prime sponsor,
it is my hope that by this time next year the Garden
State will see Ricci’s Law enacted. After all,
December is national Drunk and Drugged Driving
Month, so it would be apropos to vindicate all those
harmed by drunk driving by protecting others.
While the fight still ensues for those two bills, I
am proud to say that one of my other
bills recently passed both houses of the
Legislature, which prohibits the sale of electronic
cigarettes to minors and bans their smoking in
public places. I firmly believe this is another
right step toward a healthier New Jersey
environment.
As an Assemblywoman, public safety is a number one
priority and I am hopeful that through hard work I
can continue to make New Jersey a wonderful place to
live and raise a family.
Top





Insight
Job Creation Depends On American
Free Enterprise
By Tom Donohue

With the economy slowly returning to form, we must
now focus on a new challenge –
putting America back to work. It won’t be easy –
unemployment is at its highest level in more than 25
years. We must create 20 million new jobs over the
next decade simply to put the unemployed back to
work and to keep up with a growing population.
There’s only one system that’s proven capable of
meeting this goal – American free
enterprise.
Economic renewal will begin where it always does –
with entrepreneurs and America’s 29.6 million small
businesses. These everyday heroes are unparalleled
in their ability to create jobs, spur local
development, and bring new products and services to
market.
Over the past 15 years, small businesses created
almost two-thirds of new jobs and, given the right
business environment, can deliver big for Americans
once again.
But free enterprise is about more than just a small
startup or the biggest corporation.
It’s a powerful idea that is inseparable from the
American Dream. Free enterprise offers
the opportunity to dream big – and to turn that
dream into a reality.
We’ll never claim that free enterprise is a perfect
system. But while it has its faults, free enterprise
has done more to improve the human condition than
any other system ever devised. With significant
challenges – including energy and health care –
ahead of us, we must take advantage of the power of
free enterprise to harness human talent. Nothing
less than our economic competitiveness is at stake.
That’s why the U.S. Chamber is embarking on one of
the most important initiatives in its nearly
100-year history. This fall, we launched the
American Free Enterprise. Dream
Big. campaign.
The goal of this comprehensive and sustained program
is to remind, educate and persuade our fellow
citizens and leaders that the free enterprise values
of individual initiative, hard work, freedom of
choice and the free exchange of trade, capital and
ideas that built this great country can lead us back
to prosperity.
This campaign isn’t about partisan politics – it’s
about preserving the American Dream
for this and future generations through low
taxation, reasonable regulations, a doubling of
American exports and free and vibrant capital
markets.
Washington, by taking the steps necessary to avoid a
new Great Depression, has done its part. Now, it’s
time for government to assume its traditional,
limited role. Economic growth and recovery will come
from the bottom up, not from Washington down. It’s
up to the American people – all 300 million of us –
to outwork, outthink, and out-dream our competitors.
Our work begins anew.
Tom Donahue is president and CEO of
the U.S. Chamber of Commerce.
Originally
published October 2009. Reprinted by permission,
uschamber.com, January 2010. Copyright© 2010, U.S.
Chamber of Commerce.
Top


Elizabethtown Gas Company recently received a
Public Service Award for Excellence from the New
Jersey Business & Industry Association (NJBIA) for
its mentoring and internship program at Elizabeth
High School. To help students at the nation’s
largest high school earn their diplomas,
Elizabethtown Gas created the program five years ago
to show students how a natural gas utility is
operated and to underscore the importance of getting
a high school diploma and pursuing a college degree.
The utility seeded the program with $20,000 and
continues to provide $10,000 to keep the program
going.
Over the past four years mentors from the company
spent 2,500 volunteer hours at the
5,000-student school, giving college campus tours,
holding end-of-the-year class trips and discussing
professional skills, the role education has played
in their careers and any other topics of interest to
students.

NJBIA Board Chairman Tony Stonis (left) and
President Philip Kirschner (right) present
the Public Service Award to Tim Williams, manager
of community outreach for Elizabethtown Gas.
Employees at the law firm of Lindabury,
McCormick, Estabrook & Cooper P.C. of
Westfield recently donated more than 1,300 pounds of
non-perishable food items to
The Community Food Bank of New Jersey. Employees
from the firm’s three New Jersey offices in
Westfield, Summit and Rumson collected pasta, rice,
canned goods, oat meal, water, juice, cereal and
baby items.
The firm also was the recipient of the 2009
Spinnaker Corporate Good Neighbor
Award from the Eastern Monmouth Area Chamber of
Commerce. The Corporate Good
Neighbor Award goes to a business with 50 or more
employees whose culture motivates employees to be
personally involved as good Samaritans in their
communities.

Delivering donations to Juan Guzman of the
Community Food Bank were (left-to-right)
Julie Frank, Diane Stevens, Eileen Williams and
Peggy Briggs.












Sometimes the simplest ideas have the greatest
impact. For PNC, this truth is more than cliché.
A nationwide leader in diversified financial
services, PNC offers the array of products
and services one might expect from a major financial
institution. Yet similarities in products give way
to uniqueness in delivery. For PNC one simple yet
powerful word makes all the difference:
conversation.
“As relationship managers and a relationship bank,
our goal is to get to know our customers,” said Bob
Young, senior vice president, business banking, PNC
Financial Services Group. “We have an in-depth cash
flow conversation with our customers and with
prospects.
We get to understand their business first. By not
presupposing what a customer needs, we provide a
tremendous amount of value.”
This becomes particularly important given an economy
still struggling to regain its footing and
businesses still treading with caution. According to
PNC’s 2009 Fall Economic Outlook, which surveys
small and mid-sized business owners in New Jersey,
“Business owners remain cautious in their
expectations about the U.S. economy.” At the same
time only 8 percent are optimistic about the local
economy.
“When times are not so good and people are
struggling, I think it’s the time they need the most
advice, and they need somebody to talk to,” Young
said. “You need to take a step back and look at how
you’re doing business.”
As a first step, Young points to examining business
efficiencies. PNC’s approach helps customers do just
this, with a conversation Young describes as
“granular.”
“How does the business collect their money?” he
asks. “How do they disperse their money? What do
they do with excess money? When they’re in need of
capital, how do they raise that money, and how do
they monitor it?”
While many businesses look at pieces of this cash
flow puzzle, few examine it in its entirety, Young
noted. “When times are as they are today, I think
that’s what business owners have to do,” he added.
Partnering with customers to ask these questions
helps businesses not only uncover
problems but also discover needs previously
unrecognized.
“It’s always great when you can raise some questions
and have them think it through,” Young said.
This critical conversation is a core component of
PNC’s overarching brand: ease, confidence and
achievement. In a day in which faith in many
financial institutions is tenuous, instilling
confidence is more vital than ever. Emphasizing
PNC’s financial strength and stability – which
anchored the company during the recent financial
storm – Young sees opportunities to continue to gain
customer loyalty and trust.
Doing so entails continually expanding services,
which currently include simple and sophisticated
products and services that cover a broad range of
clients and needs. When all is said and done,
however, it still goes back to that person-to-person
conversation – and to understanding the particular
situation of each customer and tailoring solutions
to meet the same.
“Some customers may need to monitor how cash is
going in and out, so we provide online banking or
treasury management solutions,” Young explained.
“Some may have a shortfall of cash or need a credit
line to bridge the gap. Every customer is unique.”
PNC remains a ready partner to help businesses
assess their situations and architect
blueprints for the future.
“The challenges to the businessperson are our own
challenges,” Young said. “As they face those, we
need to be there to try to meet them and try to help
them through that process. If they’re successful,
we’re successful.”
It is as simple as having a conversation.
The PNC Financial Services Group, Inc. is one of the
nation’s largest diversified financial services
organizations providing retail and business banking;
residential mortgage banking; specialized services
for corporations and government entities, including
corporate banking, real estate finance and
asset-based lending; wealth management; asset
management; and global fund services. Visit them at
www.pnc.com.
Top
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Greenprint..what is yours?






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What's Coming Up!
Jan 5
Small Business Council
...............................................................................
8:00 AM
Gateway Chamber Office (1st floor conference room),
135 Jefferson Avenue, Elizabeth
Jan 7 Networking Professionals
of New Jersey Meeting
........................................... 7:30 AM
Perkins of Green Brook, 297 US Highway 22 East,
Green Brook
Jan 7 Workforce Education
Committee....................................................................
8:45 AM Gateway Chamber Office, 135 Jefferson
Avenue, Elizabeth
Jan 8 Local & County Affairs Committee
.................................................................
8:30 AM John T. Gregorio Center, 330 Helen Street,
Linden
Hosted by City of Linden Mayor Richard Gerbounka
Jan 13 Kenilworth Chamber
Meeting
.......................................................................
8:30 AM Visit our website for location
Jan 13 New Jersey Real Estate
Social Network
Meeting............................................
6:00 PM The Westwood, 439 North Avenue, Garwood
Jan 19 Irish Business
Association (IBA) Meeting
......................................................
6:00 PM Molly Maquire’s , 1085 Central Avenue, Clark
Jan 20 Employer Legislative
Committee
Meeting......................................................
8:00 AM Lana’s Fine Dining, 1300 Raritan Road, Clark
Jan 21 Gateway Association of Business Women
Luncheon Meeting...................... 11:45 AM La
Casa di Martino, 301 West Clay Avenue, Roselle Park
Cost per person: Gateway Members $25.00 –
Non-Gateway Members $35.00
Jan 22 Somerset Hills Business
Network Meeting
....................................................
8:00 AM Visit our website for location
Jan 26 Linden Chamber of
Commerce
Meeting........................................................
8:30 AM Cox Printers, 1634 E. Elizabeth Avenue,
Linden
Jan 26 Gateway Chamber 98th
Annual
Dinner..........................................................
6:00 PM Renaissance Newark Airport Hotel, 1000
Spring St. (Rt. 1 South Service Road), Elizabeth
Jan 27 Clark Chamber Group
..................................................................................
8:30 AM Deli-King @ Clarkton Shopping Center, 30
Clarkton Drive, Clark
Hosted by Stan Fink of Fink Rosner Ershow-Levenberg
LLC
Jan 28 Chamber
Group
........................................................................
8:30 AM Office of Emergency Management @ Springfield
Firehouse, 200 Mountain Avenue
SAVE THE DATE:
January 28 & 29 – 73rd State Chamber Annual Walk to
Washington
For
additional event information call the Chamber office
at 908-352-0900 or visit our website at
www.gatewaychamber.com
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↑The
above button↑
will take
you to the full events calendar, or follow these
links for
March 2010 and
April 2010
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yet?
It's so easy. Just get three or more
proposals from any of our eighteen different
Affinity Partners and
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STAFF
DIRECTORY
Need
assistance? Call us at 908-352-0900.
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The
Platform for Progress
is a coalition of New
Jersey businesses and organizations working in
partnership with the New Jersey Chamber of
Commerce. The coalition is dedicated to bringing
solutions to long-term challenges our state is
facing in six key areas,
Economic Development,
Education,
Environment,
Government Reform,
Health Care
and
Transportation.
Follow the above link to find out more.
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