Recession Waffles into 2010 from Main Street to Deep Water Ports

By Rod Hirsch

Jerry Bertekap has not seen anything like this since he bought O’Johnnie’s Hallmark on Westfield Avenue in Clark about the time President Gerald Ford was trying to convince Americans to “Whip Inflation Now,” a snappy slogan popularized on lapel buttons that did little to encourage savings or reign in runaway spending.

It was a bad economy in 1976. Ford’s WIN buttons symbolized a lame attempt at

rallying the grass roots. They were reviled and ridiculed, with detractors and pundits

wearing the buttons upside down so they read “NIM,” suggesting the acronym stood

for “No Immediate Miracles.”

 

As bad as it was then for Bertekap – it was a tough start, having to lay off employees just a few months after he took over the business – nothing compares to this past year when he experienced double-digit losses for 13 straight months.

 

The lines of customers at O’Johnnie’s Hallmark in Clark are just now starting to back up after 13 months of slower sales during the recession.

 

 

Bertekap no longer stocks the $1,800 Hummel figurines. He has replaced the high-end collectibles with cheaper gift items, priced $50 and under. His line of greeting cards has pulled him through the past year, and he credits a loyal customer base.

 

“It was discouraging when I first opened, but nothing like what it is now,” Bertekap said. “I never had a double-digit decrease in my sales until September of 2008 (and)

that lasted for about one year, a continuous decrease every month of double-digit losses. Then finally it stopped going down in October after 13 months. It was 1 percent but it looks like it will be up 2 percent in November. I’m very happy with that.”

 

Going forward, however, the store owner is concerned that customers will not buy as much or as often and when they reach for their wallet will not pull out their credit card.

 

“The question in my mind (is), is this a permanent change in people’s buying habits?” he asked. “Are they now saving more money and not spending as much or not buying as much on credit? This is the first time I saw people not buying as much on credit. People are buying with cash. The percentage has gone up and credit sales have gone down. People are not hanging themselves and going out on a limb.”

 

Mike Raimonde, senior vice president of retail banking for Provident Bank, agrees that consumers’ buying habits have changed, perhaps for a long time.

 

“These are very unusual times,” he said. “People are saving and not spending despite low interest rates. The behavior of the consumer has changed drastically and that is something that will not be changed (back) overnight. They are saving more and spending less and that will be around for quite some time.

 

“The use of credit cards has significantly decreased. Merchants are getting approvals back immediately when they run credit cards. It used to be you’d have to wait and wait for approvals (but) that’s not the case anymore. That shows that no one is using them.”

 

The recession also has meant fewer ships and fewer containers arriving from Europe, the Far East and the Mediterranean at the New York Container Terminals on Staten Island. Frank Scollo, vice president of administration at the container and cargo handling facility, estimates there has been a 20 percent drop in volume.

 

By adjusting work schedules, the terminal has averted layoffs. The expansive complex in the shadows of the Outerbridge Crossing has three deepwater piers for container ships and employs 500 longshoremen and 75 administrative and support staff. The facility handles an average of 32 ships per month, loading and unloading.

 

“People aren’t buying as much, manufacturers and retailers have cut back on inventory, so people aren’t shipping as much,” Scollo explained, even though the weak American dollar has meant American exports are far outweighing imports.

 

Scollo still sees rough water ahead for his sector in 2010. “The later part of the third quarter and what we’ve seen in the fourth quarter, volume has improved compared to

previous months this year,” he said. “We attribute that to the Christmas season but

volume is expected to go back down into January.

 

“There’s not a real recovery that’s going to happen in the next few months, maybe well into 2010. We’re not calling for it to happen in the next four-to-six months. Based on talks with our steamship lines, they are consolidating their business, as well. In the first four months of the year, two of our steamship lines will be combining into one and we will lose one vessel a week.”

 

The recession has been a double-edged sword for Solar Compounds, the Linden manufacturer that supplies the wire and cable industry with coatings and other materials.

 

“The economy has been a real challenge for us the last couple of years,” said Joe Barbanel, executive vice president. “Our customers in the United States and overseas have been seriously impacted. There’s been a cutback in orders, people are changing their payment patterns, it’s what you would expect from a slowdown.”

 

However, that has created opportunity for the small company, which employs 24

people.

 

“We have seen a couple of advantages, as well,” Barbanel said. “People are more willing to take a look at new products or engage in evaluation of new vendors looking to address costs. In the larger companies the R&D (research and development) departments have been severely cut back or eliminated. That’s to the advantage of a small innovative company willing to entertain a research project even if the initial market potential is small because it might grow.

 

“As more and more of our larger competitors cut back on R&D it gives us greater opportunities in some of those areas.”

 

As a result, Barbanel is optimistic that Solar Compounds is well positioned to move

forward in 2010.

 

“The markets we do serve, the wire and cable people, are part and parcel of delivering electrical power from point of generation to the ultimate user,” he explained. “As more innovation takes place to generate electricity to bring it from a windmill or some other source to the marketplace, we have more opportunities through the anticipated growth of our user-based business customers. There is a positive side to the downside.

 

“We’re cautiously optimistic for 2010 based in large part on the work and research that was started in 2004 and 2005. Because of the type of business we are in, there is a very long lead time from the time a sample is presented to a potential customer until the opportunity for commercialization of any of those materials. Many of the projects we’re anticipating being continued in 2010 were being defined and pursued four and five years ago.”

 

Complexity and slowly developing trends are two of the trademark traits of any economic turndown and eventual rebound, and that is true of the current recession, according to Raimonde. “Current market conditions are setting the stage for a challenging 2010, not just for the banking industry but for businesses and the communities that we serve,” the banker said.

 

Provident is a community bank with 80 offices in northern and central New Jersey that caters to consumers and small and medium-size companies.

 

“One of the biggest challenges we have to face is to pull out of the recession without

triggering an inflationary cycle,” Raimonde said. “Everything rests on unemployment. We have to get that lowered. Once people feel more confident about their financial condition and their jobs, that will stimulate more jobs and the economy.”

 

Raimonde is heartened by some of the economic news that came out in December: unemployment dropped significantly and home foreclosures dipped for the fourth straight month.

 

“All the reports recently have been quite encouraging,” he said.

 

Bertekap does not expect to be selling any expensive Hummels any time soon, but he is optimistic nevertheless.

 

“It’s getting better but very slowly,” he said.

 

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Wanted – Businesses to Fight Crime

 

By Karen Miller

 

They wear no capes or leap tall buildings. They have no sexy monikers such as Dynamic Duo, Fantastic Four or League of Extraordinary Gentlemen. There has been no movie made about their exploits.

 

They wear suits or stock shelves in both real life and as crime-fighting heroes. And they help put bad guys in jail.

 

They are Crime Stoppers.

 

Crime Stoppers, Inc., is a volunteer community support organization run by members of the local business community that aids local police agencies and the Union County prosecutor’s office by offering rewards for tips that lead to the arrest of criminals.

 

The Union County program has a 30-year history and is affiliated with Crime Stoppers International, an association of more than 1,200 Crime Stoppers programs throughout the world, including chapters in the United States, Europe and Asia.

 

Union County Crime Stoppers was first organized in 1979 to locate the murderers of a Hillside police patrolman, Anthony Lordi, who was shot at an eatery in a robbery attempt. When no leads on the police officer’s killers had been found after several months, local businessmen banded together to raise reward money for information leading to the assailants’ arrest, according to Vito Gagliardi, one of the founding members of the organization. Gagliardi has been active in the group ever since and currently serves as vice president.

 

The purpose of Crime Stoppers is to generate tips to assist police in solving crimes such as homicides, sexual assaults, drug trafficking and robberies. The group also solicits tips about crimes that are still in the planning stages. This year alone more than 40 phone calls have come across the tip line, several which have led to arrests.

 

“Crime Stoppers doesn’t just help us solve crimes, it has helped us prevent them, too,” said Union County Prosecutor Ted Romankow. “Crime Stoppers is extremely useful to us in providing us names and locations of criminals we would not have found as easily in other ways.”

 

All the local police departments in Union County support the program and Crime Stoppers members also have helped to start similar programs in other areas, including

Somerset County.

 

Reward money is raised through fundraisers and donations from both private citizens and local businesses. Individual rewards of up to $5,000 are made for a tip that leads to a successful arrest.

 

“People in this area are very familiar with the program and we receive a lot of support from the businesses in the area,” says Ron Positin, a local businessman and current president of Crime Stoppers. Positin also is a founding member.

 

While the rewards are an important component of the program and are sometimes the motivating factor in an informant making a phone call, not every person who reports a tip to Crime Stoppers accepts the reward.

 

“Some citizens simply provide information because they want to keep the streets safe and to do the right thing,” Positin says.

 

A person wishing to make a tip can call the Crime Stoppers hotline at 908-654-TIPS (8477) seven days a week, 24 hours a day. Anonymity is guaranteed. Callers are given an identification number which they can later use to anonymously collect their reward.

 

A listing of wanted alleged criminals and their crimes also can be found at www. unioncountynj.org/Prosecutor/crimestoppers.html.

 

While the Crime Stoppers focus is on generating tips and handling rewards, the program also offers other benefits.

 

“We are a supportive group,” according to board member Victor Richel, chairman of the Richel Family Foundation and long-time business leader in Union County. “We support the local police in helping in the arrest of criminals, and we also support for the community and the rule of law. I think it’s clear that we have helped the police and the community throughout the years.”

 

Visitors to the Crime Stoppers web site will see the word “Apprehended” across the faces of several of the wanted individuals. While certainly not all were arrested as a result of a Crime Stoppers tip, the listing is a reflection of the increased effectiveness of law enforcement agencies when they are supported by the community.

 

A memorial service was held December 13 to celebrate the life of Patrolman Lordi, whose murder first sparked interest in Crime Stoppers. The assailant was later apprehended, convicted and sentenced to 40 years in prison. Crime Stoppers has been helping to fight crime in Union County ever since.

 

“As a result of his tragic death the organization was started,” said Romankow. “I think it is in many ways a lasting memorial to him.”

 

Donations to the Crime Stoppers program are tax deductible and can be made to Union County Crime Stoppers, Inc., c/o Sovereign Bank, 246 South Avenue, Fanwood,

New Jersey 07023.

 

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Shutting down the sales country club

By Andy Gole

Many business owners feel they are building their businesses, leading a crusade, with a team of ineffective salespeople. “They’re all order takers,” they think.

 

“They don’t bring in new customers.” It’s like running a race with 100-pound weight on each leg.

 

How does this happen? Are there no good salespeople? Why do so many business owners wind up saying, “If only my sales team would sell the prospects as strongly as they sold me when I hired them!”

 

As leaders, business owners and executives need to accept responsibility for this outcome – to evaluate why it happened and what could be done differently.

 

Leading a strong sales team starts with a strong hiring policy, strong standards and a strong selling value system.

 

A fundamental cause of salesperson failure is the wrong value system – the inability to put business values before social values. We are all socialized, with friends and family, to respect psychological space. For example, if you ask a friend to go to the last Indiana Jones movie and the friend says no, do you push back, saying, “But you love Harrison Ford, you love the Indiana Jones saga, you love period pieces and you love John Williams music, so, what is the problem?”

 

Or do you say, let’s do something else?

 

In the social sphere it’s generally recognized as inappropriate behavior to pursue the matter when declined. In the business sphere if you determine there is a fit with the prospect you need to find a way to continue the conversation. This is putting business values first.

 

The business owner cited above, complaining about the salesperson who wouldn’t sell, faces this scenario:

 

   • The salesperson probably wants prospects to be his friends. Social values prevail – this is why he can’t close and many never close the sale.

 

   • The salesperson treats the owner on a business values basis.

 

The owner’s challenge is to help salespeople transfer this business value set to the prospecting and selling sphere.

 

When we hire salespeople we want to make sure they understand this values distinction. We ask for instances from their life when they acted on this premise. Further, we offer case histories of expected business development behavior – for example, sitting in a waiting room until a buyer gives you an appointment. We tell salespeople they need to follow this behavior from the outset.

 

We are very careful with orientation. A three- to four-week orientation period, with no selling while they learn the business, can dull the killer instinct. Making the salesperson comfortable is a recipe for failure.

 

Since we typically need values retraining, from a social to a business orientation, we are going against the mainstream culture. We need to offer the salesperson a strong justification, much stronger than the economic incentive.

 

One approach is suggested by Joseph Campbell in Hero with a Thousand Faces. Campbell studies hero myths in dozens of cultures over thousands of years. Heroes are necessary to and celebrated in every culture and begin their journey by passing the “first threshold” – the world as we know it, the world of safety and continuity. For example, think of Luke Skywalker of Star Wars passing the first threshold when he leaves with Obi Wan Kenobi.

 

We need to celebrate salespeople as heroes, because they:

 

   1) Pace change, making it happen faster; and

 

   2) Shift the buyer’s paradigm from commodity to consultative buying.

 

In order to do these things, they must pass the first threshold – putting business over social values.

 

Do you embrace, teach and celebrate the hero culture in your firm?

This is essential to shutting down the sales country club and achieving exponential sales growth, even in declining markets.

© Bombadil LLC 2009

Andy Gole has taught selling skills for 13 years. He started three businesses and has made approximately 4,000 sales calls, selling both B2B and B2C. He invented a selling process, Urgency Based Selling®, with which he can typically help companies double their closing or conversion ratio. Learn more about Andy’s method at www.bombadilllc.com or by calling him at 201.415.3447.

 

 

 

 

 

 

Mark Twain once advised, “Buy land, they’re not making anymore.” It was a simple strategy in the 19th century, but today, choosing the right location for a business is a bit more complicated.

 

Public Service Electric & Gas Company (PSE&G) has been helping businesses make

those decisions since 1929. Through expertise, experience and relationships PSE&G helps the business community to prosper and grow and New Jersey to enjoy the associated benefits, including employment, community investment and taxes.

 

Solar power promotion and assistance is one of the area development services offered to businesses and communities by PSE&G.

 

“We provide assistance to companies that are looking to move or to grow in New Jersey,” said Timothy Comerford, manager of area development at PSE&G.

 

PSE&G provides a variety of area development services through different channels. PSEG Area Development LLC provides cost-free services and expertise in demographics, taxes, labor, transportation, incentives, permitting and regulation.

 

PSEG SiteFinders LLC offers expert site location assistance to businesses and industries, including negotiation services through alliances with some of the state’s most successful real estate brokerage firms.

 

PSEG Economic Development Services LLC provides unique products and expert consultation on state and local incentives, financing, utility rates and environmental regulations. These services are tailored to the specific needs of each client company, including corporate relocation, engineering, due diligence, environmental issues, incentive packaging and financial products and services.

 

Considering attributes New Jersey offers businesses as well as current business trends, PSE&G targets a variety of key industries that are critical to the state’s economy, including: financial services, pharmaceutical and biotech, warehousing, food processing, electronics, research and development, consumer products and information communication technology, such as mission critical facilities.

 

“We also work very closely with many local, county and state economic development authorities (EDAs), including the New Jersey EDA,” Comerford said. “While we provide support in all economic climates, especially in lean times it’s better to work together and combine resources.”

 

Projects throughout the state that PSE&G has supported include the New Jersey’s Portfields initiative and Innovation Zones, Advantage Newark, New Jersey Gold Coast, New Jersey Brainpower and New Jersey Moves.

 

Comerford is cautiously optimistic about the state’s future as the economy recovers from the recession but enthusiastic about PSE&G’s role in that recovery.

 

“We still have major challenges ahead,” he said. “We have to become more business-friendly and continue to grow. We’ll provide input to the Christie transition team. We’ll

continue to work closely with EDAs and identify critical issues and with groups such as CoreNet NJ and the New Jersey Smart Growth Coalition to address their concerns. And we’ll try to put New Jersey in position to attract green jobs. We are already partnering with solar manufacturers and wind turbine manufacturers and installers and have worked with the state to put a plan in position to support these firms.”

 

To learn more about PSE&G area development services, visit www.locationnj.com. Public Service Electric and Gas Company (PSE&G) is New Jersey’s oldest and largest regulated gas and electric delivery utility, serving nearly three-quarters of the state’s population. PSE&G is a subsidiary of Public Service Enterprise Group Incorporated (PSEG) (NYSE:PEG, a diversified energy company (www.pseg.com).

 

Inside Views

Don’t Sidestep the Voters

Back in the mid-1990s when I was working at the New Jersey Board of Public Utilities, there were three commissioners, two Republicans and one Democrat. The Democrat had been appointed by Gov. Florio and had gained great experience in utility matters by being a high school basketball coach. One of the Republicans, also appointed by Florio, had run a restaurant. The other guy was just a mediocre lawyer who needed a job and was appointed by Gov. Whitman.

 

These guys had three jobs among the most important in the state. Their decisions affected billions of dollars of economic activity. I have always found it amazing that the lights stay on given the qualifications of the people running the show. I spend more time checking the credentials of my plumber than the state spends on most of its appointees.

 

Few people notice who gets appointed to the boards, authorities and commissions that abound around New Jersey. There are specialty boards, regulatory boards, promotional boards, water boards, sewer boards, etc. There are statewide boards, regional boards and local boards. There are important boards and unimportant boards. Some board members get paid, some do not.

 

The governor has the authority to appoint thousands of people to all these boards. It is one of the greatest sources of political patronage, and unlike the state payroll jobs, these appointments are generally made without much public knowledge or oversight. It is a truly insider game that is being played.

 

As he prepares to leave office, Gov. Corzine has submitted 180 names for a myriad of boards to the Senate for confirmation. These range from the Board of Public Utilities to the board of directors of Horizon Blue Cross and Blue Shield to the New Jersey Maritime Pilot and Docking Pilot Commission.

 

While it is fairly common for outgoing governors to grant a few last favors, the magnitude of the Corzine appointments is really beyond the pale. The move is a cynical attempt to place as many poison pills around the state as possible, rather than an attempt to pay off a few old friends.

 

At the Board of Public Utilities, which I view as the most important of all the regulatory agencies, Gov. Corzine’s nomination of Ken Esser as a commissioner will ensure that the Democratic party maintains control of the board until 2012 with a three-to-two majority. Now, while Mr. Esser may be the most qualified nomination to come along in a long time, this breaks the time-honored tradition of allowing the party in control of the Statehouse to control the levers of government.

 

So why is this important? Is tradition all there is to this argument?

 

When we elect a new governor, we expect him to be able to govern. That is why the team at the top changes. We get all new cabinet officers and appointments several layers down in the different state agencies. This way new policies can be implemented.

 

However, when you have all these authorities, which actually have authority to do things, you cannot implement a policy agenda if the other side retains control. It basically undermines the election result. It is a poison pill.

 

A much better system would be to get rid of most of these appointed bodies and bring these semiautonomous groups back under the direct control of the state.

 

In the near term, however, Gov. Corzine should stop this shenanigan. He should withdraw these last-minute appointments and allow his successor, Chris Christie, a chance to do what he was elected to do – govern.

 

James Coyle

President                                                                                                       Copyright James Coyle 2009

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Where the Chamber Stands...

Happy New Year to Us All

 

The residents, employees and businesses of New Jersey received an early holiday gift December 7 when the state Legislature wrapped up fiscal responsibility and placed it under the tree in Trenton. The day that has lived in infamy this year became a day of unparalleled political consensus in a state where those two words are not frequently joined.

 

The Assembly passed a proposal for an amendment to the state’s constitution “requiring contributions collected from assessments on wages to be used for employee benefits and prohibiting use of the contributions for any other purpose.” Essentially, the amendment will ban future state leaders from raiding the Unemployment Insurance Trust Fund (UI), the Temporary Disability Insurance Benefit Fund (TDI) and various other workers’ compensation funds for reasons other than their intended purpose.

 

The unemployment fund, which is financed by both employees and employers and guarantees benefits for out-of-work state residents, is dangerously low due to the practice by past and present administrations of dipping into its coffers to pay for other expenses. About $5 billion has been diverted from the fund since 1992, most used to fund charity care, which mandates that New Jersey hospitals provide medical care for all patients even if they are uninsured.

 

This unemployment fund shortfall has led New Jersey to borrow $800 million from the federal government to cover its obligations and in July the state’s 250,000 businesses were hit with an additional payroll tax of $90 per employee when the fund’s level dropped to a point that triggers the automatic tax.

 

If passed by New Jersey voters in November, this amendment will stop the raiding, which is good for employees, employers and the state’s taxpayers, who ultimately pay for New Jersey’s debt.

 

What is remarkable about the bill – SCR-60 in the Senate and ACR-134 in the Assembly – is the sweeping support it has received from nearly every sector. The bill’s six primary sponsors were split evenly between Democrat and Republican and the measure passed the Senate and Assembly by votes of 38-0 and 77-0, respectively. The measure was supported by the New Jersey Chamber of Commerce and New Jersey Business & Industry Association as well as labor groups.

 

Earlier this year one of the bill’s primary sponsors, Sen. Stephen Sweeney (D-3), said,

“These programs were created as safety nets for difficult economic times. Yet, time and time again, public officials have resorted to one-shot gimmicks to transfer surplus from these funds to plug holes in the State Budget.”

 

Another primary sponsor, Sen. Thomas Kean (R-21), offered, “It is critical that we work

to safeguard the funds that help unemployed and underemployed workers cope with tough times. It’s only fair that we meet the promise to workers taxed to pay for these benefits.”

 

Added the New Jersey AFL-CIO, “At the heart of this issue is a desire to interject fiscal discipline into the budgetary process.”

 

Fiscal discipline should be at the top of the New Year’s resolution list for every resident and business in New Jersey. While the state’s constitution mandates that the governor and Legislature balance the budget each year, there has been too much wiggle room on how that is achieved. State leaders have been not only dipping into the unemployment fund; everything from the state pension to the Shore Protection Fund has taken a beating in one way or another over the years.

 

With the constitutional amendment protecting the unemployment fund now clear of the

Legislature it will be placed on the ballot with the next general election in November. One can only assume voters will pass the measure with enthusiasm equal to the support it has received to this point.

 

Yet problems are not so easily solved in New Jersey. While the amendment will protect the unemployment fund from future raids and help ensure it solvency, there will remain the unhealthy issue of funding charity care.

 

Under the current charity care plan the state’s hospitals are reimbursed for charity care at below-cost rates. This has led to a financial crisis within the state’s hospitals, a crisis that has resulted in New Jersey hospitals posting an average operating margin of just 0.2 percent in 2008, down from 1.7 percent in 2007, according to the New Jersey Hospital Association.

 

More than 40 percent ended 2008 in the red. That is a trend that bodes very badly for the state’s hospitals, with more than a dozen already declaring bankruptcy in the last two years or on the threshold of doing do.

 

State leaders next must establish a financially solvent and fair mechanism for reimbursing hospitals for charity care and must do so quickly before more of these institutions become terminal.

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Capital Page ...

Ass. Nancy Munoz – (R-21) Health and Senior Services and Human Services committees

Making New Jersey Safer and Healthier

On February 23, 2005, 9-year old Jessica Lunsford went missing. After 25 days of endless searching, Jessica was eventually found dead. She had been kidnapped, raped and murdered by a neighbor and convicted sex offender.

 

As a mother of five children, I can only imagine the pain Jessica’s death caused her parents and family. Losing a child is awful, but the manner in which Jessica left us all is too gruesome for anyone to have to bear. That is why I decided to join the Lunsford family in their fight to ensure the protection of our children from sex offenders.

 

Continuing my late husband and Assemblyman Eric Munoz’s bill, it is with great hope that I would like to see the Jessica Lunsford Act passed and made law in New Jersey. I am the prime sponsor of this bill and, if passed, a person convicted of sexually assaulting a minor would receive a mandatory sentence of at least 25 years in prison. Studies show that sex offenders have a high rate of recidivism, so it is imperative that we take the steps necessary to keep our children safe from these predators.

 

Additionally, this bill addresses those individuals who harbor or conceal sex offenders. An individual who does not report someone they know is subject to the registration requirements of Megan’s Law and who has reason to believe that this person is not complying with Megan’s Law provisions, he or she will receive a mandatory three years

imprisonment.

 

Unfortunately, this law was not in place when Jessica was murdered. If it were it could

have stopped her untimely death. And still, despite having more than 65 sponsors and

co-sponsors and both Republican and Democrat support, it lays in committee awaiting

action. Surely this is common sense legislation, and I vow to continue fighting for its

passage so that no future families in New Jersey have to endure what the Lunsford’s did a few years ago.

 

Along similar lines, I am also working to defend the general public from another travesty: drunk driving. Like sex offenders, the recidivism for drunk driving is quite high.

 

This is why Ricci’s Law is needed. If passed, first-time drunk driving offenders with a Blood Alcohol Concentration (BAC) of 0.15 or higher and all repeat offenders would be required to have an ignition interlock device installed for a period of six months to three

years after that individual’s driver’s license is restored. Furthermore, the ignition interlock device must be installed while that person’s driver’s license is suspended.

 

Essentially, an ignition interlock device is a machine that can be installed in a vehicle that acts as a breathalyzer. In order for a vehicle equipped with an ignition interlock device to start, the driver must blow into it and have his or her BAC register at or below the programmed BAC. If it is above, the vehicle will not start.

 

Like the Jessica Lunsford Act, Ricci’s Law is another common sense approach to safety.

 

The bill’s 18 bipartisan sponsors and co-sponsors are testament to that. As the bill’s prime sponsor, it is my hope that by this time next year the Garden State will see Ricci’s Law enacted. After all, December is national Drunk and Drugged Driving Month, so it would be apropos to vindicate all those harmed by drunk driving by protecting others.

 

While the fight still ensues for those two bills, I am proud to say that one of my other

bills recently passed both houses of the Legislature, which prohibits the sale of electronic cigarettes to minors and bans their smoking in public places. I firmly believe this is another right step toward a healthier New Jersey environment.

 

As an Assemblywoman, public safety is a number one priority and I am hopeful that through hard work I can continue to make New Jersey a wonderful place to live and raise a family.

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Insight

Job Creation Depends On American Free Enterprise

By Tom Donohue

With the economy slowly returning to form, we must now focus on a new challenge –

putting America back to work. It won’t be easy – unemployment is at its highest level in more than 25 years. We must create 20 million new jobs over the next decade simply to put the unemployed back to work and to keep up with a growing population.

 

There’s only one system that’s proven capable of meeting this goal – American free

enterprise.

 

Economic renewal will begin where it always does – with entrepreneurs and America’s 29.6 million small businesses. These everyday heroes are unparalleled in their ability to create jobs, spur local development, and bring new products and services to market.

Over the past 15 years, small businesses created almost two-thirds of new jobs and, given the right business environment, can deliver big for Americans once again.

 

But free enterprise is about more than just a small startup or the biggest corporation.

 

It’s a powerful idea that is inseparable from the American Dream. Free enterprise offers

the opportunity to dream big – and to turn that dream into a reality.

 

We’ll never claim that free enterprise is a perfect system. But while it has its faults, free enterprise has done more to improve the human condition than any other system ever devised. With significant challenges – including energy and health care – ahead of us, we must take advantage of the power of free enterprise to harness human talent. Nothing less than our economic competitiveness is at stake.

 

That’s why the U.S. Chamber is embarking on one of the most important initiatives in its nearly 100-year history. This fall, we launched the American Free Enterprise. Dream Big. campaign.

The goal of this comprehensive and sustained program is to remind, educate and persuade our fellow citizens and leaders that the free enterprise values of individual initiative, hard work, freedom of choice and the free exchange of trade, capital and ideas that built this great country can lead us back to prosperity.

 

This campaign isn’t about partisan politics – it’s about preserving the American Dream

for this and future generations through low taxation, reasonable regulations, a doubling of American exports and free and vibrant capital markets.

 

Washington, by taking the steps necessary to avoid a new Great Depression, has done its part. Now, it’s time for government to assume its traditional, limited role. Economic growth and recovery will come from the bottom up, not from Washington down. It’s up to the American people – all 300 million of us – to outwork, outthink, and out-dream our competitors. Our work begins anew.

Tom Donahue is president and CEO of the U.S. Chamber of Commerce. Originally published October 2009. Reprinted by permission, uschamber.com, January 2010. Copyright© 2010, U.S. Chamber of Commerce.

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Elizabethtown Gas Company recently received a Public Service Award for Excellence from the New Jersey Business & Industry Association (NJBIA) for its mentoring and internship program at Elizabeth High School. To help students at the nation’s largest high school earn their diplomas, Elizabethtown Gas created the program five years ago to show students how a natural gas utility is operated and to underscore the importance of getting a high school diploma and pursuing a college degree. The utility seeded the program with $20,000 and continues to provide $10,000 to keep the program going.

 

Over the past four years mentors from the company spent 2,500 volunteer hours at the

5,000-student school, giving college campus tours, holding end-of-the-year class trips and discussing professional skills, the role education has played in their careers and any other topics of interest to students.

 

NJBIA Board Chairman Tony Stonis (left) and President Philip Kirschner (right) present

the Public Service Award to Tim Williams, manager of community outreach for Elizabethtown Gas.

 

 

Employees at the law firm of Lindabury, McCormick, Estabrook & Cooper P.C. of

Westfield recently donated more than 1,300 pounds of non-perishable food items to

The Community Food Bank of New Jersey. Employees from the firm’s three New Jersey offices in Westfield, Summit and Rumson collected pasta, rice, canned goods, oat meal, water, juice, cereal and baby items.

 

The firm also was the recipient of the 2009 Spinnaker Corporate Good Neighbor

Award from the Eastern Monmouth Area Chamber of Commerce. The Corporate Good

Neighbor Award goes to a business with 50 or more employees whose culture motivates employees to be personally involved as good Samaritans in their communities.

 

Delivering donations to Juan Guzman of the Community Food Bank were (left-to-right)

Julie Frank, Diane Stevens, Eileen Williams and Peggy Briggs.

 

 

Sometimes the simplest ideas have the greatest impact. For PNC, this truth is more than cliché.

 

A nationwide leader in diversified financial services, PNC offers the array of products

and services one might expect from a major financial institution. Yet similarities in products give way to uniqueness in delivery. For PNC one simple yet powerful word makes all the difference: conversation.

 

“As relationship managers and a relationship bank, our goal is to get to know our customers,” said Bob Young, senior vice president, business banking, PNC Financial Services Group. “We have an in-depth cash flow conversation with our customers and with prospects.

 

We get to understand their business first. By not presupposing what a customer needs, we provide a tremendous amount of value.”

 

This becomes particularly important given an economy still struggling to regain its footing and businesses still treading with caution. According to PNC’s 2009 Fall Economic Outlook, which surveys small and mid-sized business owners in New Jersey, “Business owners remain cautious in their expectations about the U.S. economy.” At the same time only 8 percent are optimistic about the local economy.

 

“When times are not so good and people are struggling, I think it’s the time they need the most advice, and they need somebody to talk to,” Young said. “You need to take a step back and look at how you’re doing business.”

 

As a first step, Young points to examining business efficiencies. PNC’s approach helps customers do just this, with a conversation Young describes as “granular.”

 

“How does the business collect their money?” he asks. “How do they disperse their money? What do they do with excess money? When they’re in need of capital, how do they raise that money, and how do they monitor it?”

 

While many businesses look at pieces of this cash flow puzzle, few examine it in its entirety, Young noted. “When times are as they are today, I think that’s what business owners have to do,” he added.

 

Partnering with customers to ask these questions helps businesses not only uncover

problems but also discover needs previously unrecognized.

 

“It’s always great when you can raise some questions and have them think it through,” Young said.

 

This critical conversation is a core component of PNC’s overarching brand: ease, confidence and achievement. In a day in which faith in many financial institutions is tenuous, instilling confidence is more vital than ever. Emphasizing PNC’s financial strength and stability – which anchored the company during the recent financial storm – Young sees opportunities to continue to gain customer loyalty and trust.

 

Doing so entails continually expanding services, which currently include simple and sophisticated products and services that cover a broad range of clients and needs. When all is said and done, however, it still goes back to that person-to-person conversation – and to understanding the particular situation of each customer and tailoring solutions to meet the same.

 

“Some customers may need to monitor how cash is going in and out, so we provide online banking or treasury management solutions,” Young explained. “Some may have a shortfall of cash or need a credit line to bridge the gap. Every customer is unique.”

 

PNC remains a ready partner to help businesses assess their situations and architect

blueprints for the future.

 

“The challenges to the businessperson are our own challenges,” Young said. “As they face those, we need to be there to try to meet them and try to help them through that process. If they’re successful, we’re successful.”

 

It is as simple as having a conversation.

 

The PNC Financial Services Group, Inc. is one of the nation’s largest diversified financial services organizations providing retail and business banking; residential mortgage banking; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management; asset management; and global fund services. Visit them at www.pnc.com.

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Greenprint..what is yours?

 

 

What's Coming Up!

Jan 5 Small Business Council ...............................................................................

8:00 AM Gateway Chamber Office (1st floor conference room), 135 Jefferson Avenue, Elizabeth

Jan 7 Networking Professionals of New Jersey Meeting ........................................... 7:30 AM Perkins of Green Brook, 297 US Highway 22 East, Green Brook

Jan 7 Workforce Education Committee.................................................................... 8:45 AM Gateway Chamber Office, 135 Jefferson Avenue, Elizabeth

Jan 8 Local & County Affairs Committee ................................................................. 8:30 AM John T. Gregorio Center, 330 Helen Street, Linden

Hosted by City of Linden Mayor Richard Gerbounka

Jan 13 Kenilworth Chamber Meeting ....................................................................... 8:30 AM Visit our website for location

Jan 13 New Jersey Real Estate Social Network Meeting............................................ 6:00 PM The Westwood, 439 North Avenue, Garwood

Jan 19 Irish Business Association (IBA) Meeting ...................................................... 6:00 PM Molly Maquire’s , 1085 Central Avenue, Clark

Jan 20 Employer Legislative Committee Meeting...................................................... 8:00 AM Lana’s Fine Dining, 1300 Raritan Road, Clark

Jan 21 Gateway Association of Business Women Luncheon Meeting...................... 11:45 AM La Casa di Martino, 301 West Clay Avenue, Roselle Park

Cost per person: Gateway Members $25.00 – Non-Gateway Members $35.00

Jan 22 Somerset Hills Business Network Meeting .................................................... 8:00 AM Visit our website for location

Jan 26 Linden Chamber of Commerce Meeting........................................................ 8:30 AM Cox Printers, 1634 E. Elizabeth Avenue, Linden

Jan 26 Gateway Chamber 98th Annual Dinner.......................................................... 6:00 PM Renaissance Newark Airport Hotel, 1000 Spring St. (Rt. 1 South Service Road), Elizabeth

Jan 27 Clark Chamber Group .................................................................................. 8:30 AM Deli-King @ Clarkton Shopping Center, 30 Clarkton Drive, Clark

Hosted by Stan Fink of Fink Rosner Ershow-Levenberg LLC

Jan 28   Chamber  Group ........................................................................ 8:30 AM Office of Emergency Management @ Springfield Firehouse, 200 Mountain Avenue

SAVE THE DATE:

January 28 & 29 – 73rd State Chamber Annual Walk to Washington

For additional event information call the Chamber office at 908-352-0900 or visit our website at www.gatewaychamber.com

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The above button will take you to the full events calendar, or follow these links for March 2010 and April 2010

 

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